The Specter Partnership
We have offices in London, Warrington & Wirral serving the entire UK region.
Legal Services

Recovering Your Losses
When it comes to motor insurance, many people still believe that a comprehensive policy will cover all the costs incurred if they are involved in an accident. Realistically, this cannot be the case, but an innocent motorist can be protected from having to pay their policy excess or replacement car hire charges as well as receiving legal assistance to claim for compensation if an injury is sustained.
The Specter Partnership specialise in recovering losses not normally covered by insurance policies, where the loss is someone else’s fault. These losses, together with our costs in dealing with the matter, are recoverable from the insurers of the responsible party. Typically, these losses can include:
- Insurance policy excess
- Repair costs
- The cost of a replacement hire vehicle whilst yours is being repaired
- Damage to clothing
- Damage to personal belongings
- Personal Injury
- medication and other treatment expenses, i.e. physiotherapy, massage, etc.
- care and assistance costs for family members (whilst you are incapacitated).
- gardening, cleaning or decorating services (whilst you are incapacitated).
- any necessary alterations needed to your home.
- Loss of earnings, or loss of profit
- Loss in value of your vehicle (click here to read more about diminution)
Our dedicated team assist corporate clients and private individuals a like and aims to ensure a hassle free claims process that is efficient and cost effective to you. We provide a highly focused claims handling service, aimed at restoring your good name whilst maximising your compensation.
What to do next
For a free initial assessment of your claim simply call Freephone 0800 019 3460, or alternatively you can contact us by one of the following methods:
Fill in the call back form and we will contact you at your convenience, or
Complete our simple online claim assessment form.